Lifetime dog insurance

Complete cover for peace of mind

Up to £12,500 towards vet bills every year

Cover for common conditions, like diabetes

Free vet video calls, 24/7

The best care for  your dog, for life

Owning a dog is full of fun and surprises, so our cover is designed to keep your dog happy and healthy.

From eating things that they shouldn’t to wandering off on an adventure, dogs don’t always do what’s best for them. That’s where you come in and where we support you.

Vet bills can quickly run into thousands of pounds, but with our lifetime cover, you know that you can get your dog the treatment they need.

Giving your dog the best care

Up to £12,500 towards vet bills every year

So your dog can get the care they need.

We pay 97% of claims, within 5 working days*

And we can pay your vet directly, so you can focus on your dog.

No increase in your premiums when you claim

So you don’t have to worry about the cost of insurance when you go to the vet.

Free vet video calls, 24/7

Which means help is always on hand if you’re worried.

Get a quote

Dotty about dogs? Get a 5% discount when you insure more than one pet with us

What’s covered

Vet fees
Up to £12,500 each year, renewed in full every year.
Third-party liability
Up to £3 million, so you’re covered if your dog injures a third party or someone takes legal action against your dog.
Free vet video calls, 24/7
The Agria Vet Guide app gives you free 24/7 access to expert advice from a vet.
Behavioural treatment
If your dog needs to see a certified behavioural specialist for common problems like barking or chewing and you’re referred by your vet.
Lost or stolen pets
Up to £1,500 of help towards finding your cat, including advertising and offering a reward.
Pet 24 Reunite Service
The fastest way to be reunited with your dog if it is lost or strays, free for the first 12 months with your new pet insurance.

Common conditions
As long as there were no symptoms or signs before the start of the policy, your policy will cover a wide range of common conditions, including:
- Dental illness and injury (excluding routine check-ups, elective treatments, crowns and root canal procedures).
- Diabetes.
- Skin conditions.

Optional extras

Death or loss from theft or straying

We will refund your pet’s purchase price up to £2,500 if they are lost or stolen and not recovered within 45 days.

Boarding fees and holiday cancellation costs

Up to £2,000 towards holiday cancellation and boarding fees.

Breeding Risks Cover

Up to £2,500 towards death as a result of complications of pregnancy or giving birth and up to £1,000 towards fertility examinations and treatment.

Overseas travel cover

Including up to £2,000 quarantine kennel costs, £500 emergency expenses, and £250 towards replacing a pet passport.

What's not covered

Cover for pre-existing conditions that started before your policy
But conditions that start during your policy are covered for as long as you have your policy.
The cost of routine pet care, such as vaccinations and check-ups
But, if you choose our most extensive cover, we’ll give you a £25 voucher every year to help with the cost.